How Can I Keep My Home?

You Have Options

If your personal finances are in shambles, your foremost concern is likely whether you can save your home. The truth is… it depends. But you shouldn’t throw in the towel without exploring your options. An option is a loan modification through the Chapter 13 bankruptcy loan modification program. If you do not qualify for a loan modification, you may still be able to save your home by paying the mortgage arrears in an affordable payment plan through a Chapter 13 bankruptcy plan. The bottom line is that you may still save your home!

At the Bankruptcy Law Firm of Clare Casas, our loan modification lawyers will put forth their best efforts to help you save your home.

We will walk you through your options with an eye toward achieving firmer financial footing and lasting financial health.

Saving Your Home Through Bankruptcy Loan Modification

Many clients ask us, “Can I save my home in bankruptcy?” In many cases, filing a Ft. Lauderdale bankruptcy can help you save your home. In Chapter 7, your home will be immune from creditors under what is called the homestead exemption but have limited options for saving your home.

Chapter 13 offers more options for saving your home. You may be able to catch up on missed payments through an affordable repayment plan. If your home is currently in foreclosure, filing bankruptcy will immediately stop the foreclosure process and give you time to pursue a loan modification or other options to save your home.

Saving Your Home Through Loan Modifications

If your mortgage payments are simply no longer affordable due to job loss, divorce or other financial hardships, you may be able to save your house through a Ft. Lauderdale loan modification. Similar to refinancing, mortgage loan modifications lawyers can help make your payments much more affordable.

Contact Our Attorneys Serving Coral Springs And Surrounding Areas

To learn more about whether you can keep your home, contact our foreclosure attorneys in Fort Lauderdale, Florida, and the surrounding areas at 954-327-5700 or contact us online.

Initial consultations are free. We offer reasonable fees and flexible payment plans; we believe money should not be a barrier to obtaining legal counsel.

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We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.